Recko vs Sardine AI

Sardine AI has a disclosed valuation of $660M, while Recko's valuation is not publicly available, making a direct size comparison difficult. Sardine AI employs 150 people.

Sardine AI has raised more in total funding at $145M, compared to Recko's $16M — a gap of $129M. Combined, the two companies have completed 3 known funding rounds.

Sardine AI holds the higher Awaira Score at 63/100, compared to Recko's 55/100. The Awaira Score is a composite metric factoring in valuation, funding, stage, team size, and market presence — a 8-point gap that reflects meaningful differences in scale or traction.

Recko was founded by Saurya Prakash Sinha in 2017. Sardine AI was founded by Soups Ranjan in 2020. Visit each company's profile on Awaira for a full founder biography.

Recko: Recko built a revenue reconciliation and financial operations platform that used AI to automate the complex process of matching transactions across payment gateways, banking systems, marketplaces, and internal ledgers for high-volume digital businesses. The platform reduced manual reconciliation effort by automating exception identification, partner settlement calculations, and revenue recognition workflows.\n\nThe company raised approximately $16M in venture funding before being acquired by Stripe in 2022, marking a successful exit that validated the strategic importance of automated financial reconciliation infrastructure for global payment platforms. Prior to acquisition, Recko had built a customer base of major Indian fintech companies and digital commerce platforms managing large daily transaction volumes.\n\nThe acquisition by Stripe reflected the growing importance of financial operations automation as digital payment volumes scale beyond the capacity of manual reconciliation processes. Recko's technology is expected to enhance Stripe's financial management products for large enterprise customers globally, continuing the pattern of India-headquartered fintech infrastructure companies achieving exits to global payment leaders. Sardine AI: Sardine AI is a fraud detection and prevention platform founded in 2020 that uses artificial intelligence and machine learning to identify and mitigate financial fraud in real time. The company operates in the AI Finance category, providing risk intelligence solutions primarily for financial services, fintech, and payment companies. Sardine's core technology leverages behavioral biometrics, device intelligence, and transaction analysis to detect fraudulent activities across digital channels including mobile and web platforms. The platform integrates with payment processors and financial institutions to monitor transactions and user behavior patterns, flagging suspicious activities before fraud occurs. Sardine has secured $145M in total funding and achieved a valuation of $700M as of its Series C funding round, indicating significant investor confidence in its market opportunity. The company competes within the crowded fraud prevention landscape against established players and emerging fintech security solutions. Sardine's approach combines rule-based systems with machine learning models to adapt to evolving fraud tactics. The company serves financial institutions, payment networks, and digital banks seeking to reduce fraud losses while maintaining user experience. Notable adoption includes implementations across multiple major financial services organizations, though specific customer counts remain undisclosed. Sardine's growth trajectory reflects broader demand for AI-driven fraud prevention as digital transactions and sophisticated fraud schemes proliferate globally. Sardine AI combines behavioral biometrics with transaction intelligence to deliver real-time fraud detection specifically optimized for fintech and digital banking environments.

Recko was founded first in 2017, giving it 3 years of additional market experience. Sardine AI was founded later in 2020. In AI, even a year or two of head start can translate into significantly more training data, customer relationships, and institutional knowledge.

Recko has approximately 50-200 employees, while Sardine AI has approximately 150. A larger team often signals higher revenue or venture backing, but in AI, smaller teams are increasingly capable of building at scale.

Yes, Recko and Sardine AI are direct competitors — both operate in the AI Finance space and likely target overlapping customer segments. This comparison is especially relevant for buyers evaluating both platforms.