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Pagaya

Updated Mar 24, 2026

Pagaya's full profile: funding, valuation, competitors, and the people behind the company.

🇮🇱IsraelPublicAI Finance

Out of 100

🇮🇱

HQ

Israel

🗓

Founded

2016

💰

Raised

$600M

🏷️

Stage

Public

👥

Team

500-1000

Pagaya operates an AI financial underwriting network that processes consumer loan applications on behalf of lenders, using machine learning models that evaluate creditworthiness across a broader set of data signals than traditional credit bureau scores, enabling lenders to approve more applicants while maintaining or improving default rates. The Tel Aviv and New York company monetises by taking a

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Key Facts

  • Pagaya has raised a total of $600M in disclosed funding across 1 funding rounds.
  • Pagaya was founded in 2016 by Gal Krubiner and is headquartered in Israel.
  • Pagaya employs approximately 500-1000 people.
  • Pagaya operates in the AI Finance category and is currently at the Public stage.
  • Pagaya has an Awaira Score of 70/100, ranking it among the tracked AI companies on Awaira.
  • Pagaya's most recent funding round was a Series D of $102M closed in July 2021, led by Oak HC/FT.

Source: Awaira · Updated Mar 24, 2026

N/A

Post-money

$600M

All rounds

70/100

2016

500-1000 employees

Strengths

Strong Awaira Score of 70/100

Large team of 500-1000+ employees

Late-stage with proven business model

Considerations

!

Valuation not publicly disclosed

Analysis based on publicly available data. Not investment advice.

⚠️ ESTIMATE
💵Est. Annual Revenue
$100M–$500M estimated ARR

Awaira estimate based on public data. Not financial advice.

How does Pagaya stack up against competitors?

MetricPagayaPerfiosZeta AIThought Machine
Awaira Score70/10090/10090/10085/100
Total Raised$600M$229M$430M$563M
ValuationN/A$1B$2B$2.7B
StagePublicSeries DSeries CSeries D
Founded2016200820152014
Employees500-1000500+1000+500-1000
Country🇮🇱🇮🇳🇮🇳🇬🇧
G

Gal Krubiner

Founder & CEO

View founder profile →
StagePublic
Employees500-1000
Country🇮🇱 Israel
Connect
Oak HC/FTGICAflac Global Ventures
Inactive
1 round
Series DLatest

Led by Oak HC/FT

$102M

Jul 2021

Frequently Asked Questions

What is Pagaya's valuation?
A confirmed valuation hasn't been made public. This is common for Public-stage companies in the AI Finance sector.
Who invested in Pagaya?
Oak HC/FT, GIC, Aflac Global Ventures are among the backers. Together, they've contributed to the company's growth in the AI Finance sector.
When did Pagaya last raise funding?
The most recent round was a Series D of $102M, closed in July 2021. The round was led by Oak HC/FT.
How many employees does Pagaya have?
The team is roughly 500-1000 people, headquartered in Israel.
What does Pagaya do?
Pagaya operates an AI financial underwriting network that processes consumer loan applications on behalf of lenders, using machine learning models that evaluate creditworthiness across a broader set of data signals than traditional credit bureau scores, enabling lenders to approve more applicants while maintaining or improving default rates. The Tel Aviv and New York company monetises by taking a network fee on loan volume processed through its AI underwriting system, funded by institutional investors who purchase the approved loan pools.
Who founded Pagaya?
The company was started by Gal Krubiner in 2016 in Israel. Gal Krubiner serves as Founder & CEO.
Is Pagaya profitable?
Profitability data isn't available in public filings. The company has raised $600M in total funding and operates at the Public stage.
Where is Pagaya headquartered?
The headquarters sit in Israel 🇮🇱 and was established in 2016. It competes in the AI Finance sector.
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